Built for NBFCs
Onboard customers in 90 seconds · loan disbursement same day · RBI Master Direction NBFC + PMLA compliant
Start free trial See demo💸
Cheaper than incumbent
₹6-8 per full KYC vs ₹14-16 with HyperVerge/IDfy. 50% reduction in per-loan acquisition cost.
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90-second onboarding
PAN + Aadhaar + face + liveness in 90s · same-day loan disbursement · 23% higher approval funnel
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Bureau-ready
CIBIL · Experian · Equifax · CRIF integration · adverse media check · MSME UDYAM lookup
What NBFCs get
- ✓Loan-origination journey. PAN → Aadhaar eKYC → Face + Liveness → Bank account verify → IFSC → Aadhaar mask + 10-yr retention
- ✓Co-borrower + guarantor flow. Multi-party onboarding · related-party link · UBO declaration if entity
- ✓Bureau pull integrated. Soft + hard CIBIL · risk band auto-assign · decline reason auto-record
- ✓Income proof. Form 26AS + ITR-V + bank statement parser · automated income classification
- ✓UDYAM MSME lookup. For business loans · GSTN verify · MCA21 DIN/CIN check
- ✓Re-KYC tracking. Auto-flag 2/8/10-yr re-KYC due per RBI · medium-high risk band alerts
- ✓Collections-friendly. e-Mandate (NACH ECS) auto-debit setup · UPI mandate · BBPS biller integration
Case study · Mid-size NBFC · 47K customers/mo
Replaced patchwork (HyperVerge for KYC + Karza for bureau + Signzy for VCIP) with single KYC-OS stack. 60% cost reduction · single API · single audit log.
₹1.8Cr
annual savings
60%
cost reduction
90 s
avg journey time
+23%
approval rate